To accept donations through MojoTxt, you need an account with a payment service. The payment service charges your donors, stores their payment information, and deposits the money in your bank account. MojoTxt does not add a transaction fee to donations. Your payment service charges its own fees, so compare them before you choose.
This is separate from your MojoTxt bill. The card you pay MojoTxt with is under Payment Method.
Your choices
| Service | Getting an account | How people can give |
|---|---|---|
| Stripe (recommended) | Create one from the Payment Services page, or connect one you already have. | Card |
| Nelnet Payment Services (formerly PaymentSpring) | Apply with Nelnet from the Payment Services page, then enter your API keys. | Card or checking account |
| BluePay | Use an existing BluePay account. Enter your BluePay Account ID and Secret Key. | Card or checking account |
Each service sets its own rates, which can depend on your volume. Check with the service for current fees.
Connect a service
- Log in, click your name at the top right, and choose Account & Billing.
- Click Payment Services.
- On the card for your service, follow the steps. For Stripe, click Create An Account or Connect Account.
Test mode
With no service connected, donations always run in test mode: nothing is charged and scheduled gifts are paused. After you connect a service, turn off the switch on the Test mode card when you are ready for live gifts. The card reads Live when donations are being charged.
Changing to a different service
You can connect one payment service at a time. To change, click Disconnect on the connected card, then connect the new one.
Disconnecting permanently deletes your donors' saved payment information. It is stored with the payment service and does not carry over. Donors must enter it again to give, and that includes people with repeating gifts. Entering new keys for the same service removes saved payment information too.
For more detail, see Payment Services.