Overview
In order to accept donations through MojoTxt, an account with a supported payment service is required. Your payment service is responsible for charging your donors' credit cards or checking accounts, securely storing their payment information for future transactions, and depositing funds to your bank account. While MojoTxt doesn't charge any transaction fees for the donations you receive, your payment service will, so it's important to choose the service that best meets your needs. MojoTxt is currently compatible with PaymentSpring and Stripe. We are also compatible with BluePay (now owned by CardConnect).
Establishing A Payment Service Account
If you do not already have an account with any of these payment services, you can begin the process from the dashboard from the Payment Services page. If you already have an existing account with one of these services, you can connect your existing account to MojoTxt from the dashboard as well.
Changing Payment Services
You can switch from one payment service to another at any time, however, since the payment service stores your donors' saved payment information, it will not carry over to the new provider and will need to be entered again.
Compare Payment Services
Not sure which service is right for you? We've created a simple chart below to highlight the key differences between our supported providers.
| PaymentSpring | Stripe | |
| Accept Credit Cards: | Yes | Yes |
| Accept Bank/ACH Payments: | Yes | No |
| Set-Up Time: | 1-3 Days | 5-10 Minutes |
| Transaction Fees: | ||
Personal Credit Cards: | 2.75% + $0.30 | 2.9% + $0.30 |
| Business Credit Cards: | 2.75% + $0.30 | 2.9% + $0.30 |
| Bank/ACH Payments: | 0.80% | N/A |
Disclaimer: The information above is provided for comparison purposes only. MojoTxt does not guarantee its accuracy. Contact the payment service directly for a full and accurate rate schedule. Lower transaction fees may be available depending on your monthly volume.